By: Loanclose Staff

Personal loans are unsecured loans offered in Arkansas that can be used for any major purchase you need to cover. Popular uses of personal loans are debt consolidation, home renovation, medical expenses, and many others. The interest rates of personal loans are typically 5.99% up to 36.99%.

What is the average personal loan interest rates in Arkansas?

The rate you receive on a personal loan is determined by several factors. The main factor that goes into deciding the APR of your personal loan is your credit score. Look at the list below, as you can tell the better your credit score, the lower the interest and the more money you can borrow.

Average Credit ScoreAverage Interest RateAverage Amount Funded
720+7.25%$ 18,793

680-719

11.12%$ 15,622

660-679

17.08%$ 11,782

640-659

23.56%$ 10,015

620-639

31.16%$ 7,806

580-619

58.28%$ 6,324

560-579

107.13%$ 4,921

Less than 560

136.50%$ 3,549

From the information above we can conclude that getting a personal loan in Arkansas with reasonable interest rates while having a credit score under 580 is difficult.

Get You Personal Loan Rates in Arkansas Now

Lender APR Range Available Terms Min Loan Amount Max Loan Amount
National Funding logo

15% - 30%

Estimated APR

Up to 1 Year

Available Terms

$5,000

Min Loan Amount

$500,000

Max Loan Amount
See Your Rate

Rate Range*

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Loan Terms*

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Loan Amount Range*

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Loan Features

Loan Amount

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Loan Term

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Good For

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Features and Benefits

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Lender Requirements
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LendKey logo

3.49% - 7.75%

Estimated APR

5, 7, 10, 15 or 20 Years

Available Terms

$5,000

Min Loan Amount

$250,000

Max Loan Amount
See Your Rate

Fixed Rate*

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Advertised Rate*

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Terms*

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Loan amount

Types of Student Loan Refinance

Private Student Loan Refinancing

[wps_meta key=”_cmb_comp”] offers refinancing on private student loans.

Federal Student Loan Refinancing

[wps_meta key=”_cmb_comp”] also offers refinancing on federal student loans as well.

Features & Benefits

Loan Amount

[wps_meta key=”_cmb_comp”] offers a minimum loan amount of $5,000. The offer loans of up to:

  • Undergraduate: $125,000
  • graduate: $250,000
  • Medical, Dental or Vetenary: $300,000

Loan Term

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Good For

Individuals who want a loan from a local or community bank at the lowest rate possible.

Features and Benefits

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Lender Requirements

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Kabbage logo

24% - 99%

Estimated APR

6, 12, or 18 Months

Available Terms

$2,000

Min Loan Amount

$250,000

Max Loan Amount
See Your Rate

Fixed Rates*

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Variable Rates*

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Loan Terms*

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Loan Amount Range*

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Loan Features

Loan Amount

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Good For

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Features and Benefits

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Lender Requirements
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Payoff logo

5.99% - 24.99%

Estimated APR

2 to 5 Years

Available Terms

$5,000

Min Loan Amount

$35,000

Max Loan Amount
See Your Rate

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Loan Terms*

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Loan Amount Range*

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Loan Features

Loan Amount

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Loan Term

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Good For

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Features and Benefits

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Lender Requirements
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Prosper logo

6.95% - 35.99%

Estimated APR

3 to 5 Years

Available Terms

$2,000

Min Loan Amount

$40,000

Max Loan Amount
See Your Rate

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Loan Terms*

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Loan Amount Range*

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Loan Amount

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Good For

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Features and Benefits

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Lender Requirements
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The Loan Exchange logo

14.9% and Up

Estimated APR

2 to 10 Years

Available Terms

$6,000

Min Loan Amount

$250,000

Max Loan Amount
See Your Rate

Fixed Rates*

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Variable Rates*

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Loan Terms*

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Loan Amount Range*

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Loan Features

Loan Amount

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Loan Term

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Good For

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Features and Benefits

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Lender Requirements
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Credible logo

4.5% and up

Estimated APR

5 to 20 years

Available Terms

$1,000

Min Loan Amount

The Cost of Your Tuition

Max Loan Amount
See Your Rate

Fixed Rates*

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Variable Rates*

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Loan Terms*

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Loan Amount Range*

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Loan Features

Loan Amount

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Loan Term

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Good For

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Features and Benefits

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Lender Requirements
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MyAutoLoan.com logo

2.74% - 27%

Estimated APR

2 to 7 Years

Available Terms

$8,000

Min Loan Amount

$100,000

Max Loan Amount
See Your Rate

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Loan Terms*

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Loan Amount Range*

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Loan Features

Loan Amount

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Loan Term

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Good For

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Features and Benefits

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Lender Requirements
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Web2Carz logo

2.63% - 7.75%

Estimated APR

5, 7, 10, 15

Available Terms

$1,000

Min Loan Amount

$100,000

Max Loan Amount
See Your Rate

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Loan Terms*

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Loan Amount Range*

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Loan Term

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Good For

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Features and Benefits

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Lender Requirements
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Credible logo

2.49% - 9.99%

Estimated APR

5 to 20 Years

Available Terms

Min Loan Amount

Max Loan Amount
See Your Rate

Advertised Rate*

2.49% – 9.99%

Loan Terms*

5 to 20 years

$5,000 and up

Loan amount

Types of Student Loan Refinance

Private Student Loan Refinancing

Credible offers refinancing on private student loans.

Federal Student Loan Refinancing

Credible also offers refinancing on federal student loans as well.

Features & Benefits

Loan Amount

Credible offers a minimum loan amount of $5,000 and a maximum loan amount of whatever your student loan balance might be.

Loan Term

Credible offers loan refinancing terms ranging from 5 to 20 years.

Good For

Individuals who want to refinance their student loans while having a lot of options and flexibility.

Features and Benefits

  • No origination or repayment fees. Credible and their partners will never charge you an origination fee or a repayment fee.
  • Cosigners are allowed to help you lower your rate
  • Repayment flexibility: choose when and how often you want to repay your loan.

Lender Requirements

  • At least $5,000 of student debt
  • Have attended a qualifying US education program
  • Be at least 18 years old
  • Have a valid Social Security number and be a legal U.S. citizen or permanent resident.

What Interest Rates Can I Expect to Get in Arkansas?

As stated above your interest rate a personal loan heavily depends on your credit score. The better your credit score more you can borrow at a interest rate. Personal loans are a great source of financing but you must be aware to avoid scammers when receiving a personal loan. If you receive a personal loan with an exceptionally large interest rate you could be caught in a circle of debt it may be difficult to get out of. Keeping this in mind, all the lenders on AR-loan are all reputable industry leading lenders.

To calcuate your rates feel free to use our personal loan calculator.

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